Whether you’re just starting out in your 20s or 30s or are getting close to retirement, Dave Ramsey has a lot to say to you about saving and investing for retirement. In fact, my involvement with Dave and Financial Peace University (FPU) and also his Financial Coach training program were some of the main inspirations behind my…
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What Is Our Greatest Risk In Retirement?
If you’re younger, the greatest risk you may currently face is that you may not think that there is any “risk” in retirement in the first place. Surely the government will take care of us, right? You may not be saving enough, or you may not have started saving early enough. If so, your greatest…
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Should Your Financial Planner/Adviser/Broker be a “Fiduciary”?
In this article I assume that you either use a financial professional or firm to get help with your investments, or you are thinking about it. If you manage them yourself, which is a very good option if you are up to the task, then this article won’t be very relevant to you – your…
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Don’t Carry Debt into Retirement
It’s no secret that money can become a challenge when you enter retirement. Many people, understandably, focus mainly on the income side of things – how to save enough before retirement and then generate enough income to pay the bills while in retirement. This is important, but equally (or perhaps more) important is keeping expenses…
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