- Numbering Our Days: Moses, Stewardship, and Actuarial Life Tablets (I Mean Tables)by cjcagleI had a little fun with the title because this is a “heavy” subject, and I wanted to lighten things up a little. And while we’re at it, what in the world is Moses wearing; it looks like a costume. … Read more
- My RMD Withdrawals, QCDs, and Tax Withholding in 2025by cjcagleI’ve written previously about withdrawing from my Traditional IRA to help fund our retirement. I’ve also described how I started making Qualified Charitable Distributions (QCDs) in early 2023 after I turned 70 1/2. In a recent article, I explained how … Read more
- Special Update for Retirement Stewardship Subscribersby cjcagleI am excited to share a new project I just went “live” with: NextGenSteward, a Substack targeted at young Christian adults. (Substack is a popular publishing and newsletter creation platform that makes setting up a site like this one very easy … Read more
- Preparing for an Important Retirement Financial Milestone in 2025by cjcagleThere are many retirement financial milestones to pay attention to: your penalty-free early distribution age from an IRA (59/12), eligibility for Social Security (early filer at 62 and full retirement age at 66–67), Medicare eligibility (age 65, for most), and … Read more
- Year-End Thoughts on Retirement Stewardshipby cjcagleFirst and foremost, thank you for subscribing to this blog. I’ve had quite a few new subscribers this year and really appreciate the kind comments I received from readers. If you have a topic you’d like me to explore next … Read more
- Trump’s 2024 Campaign Promises and Retirees: Part Twoby cjcagleThis is the second of two articles about some of Donald Trump’s campaign promises, which, if enacted, could significantly impact retirees or near-retirees. Interest rates Promises PolitiFact: ”Trump said ‘we’re going to cap’ credit card interest rates ‘at around 10%. … Read more
- Trump’s 2024 Campaign Promises and Retirees: Part Oneby cjcagleIn a previous article, I discussed the two presidential candidates’ major policy positions on taxes, the debt limit, and abortion. Taxes and the debt limit directly impact retirees’ finances and stewardship. We’re now on the other side of the election, … Read more
- Surviving Spouses’ Options for Inherited IRAsby cjcagleRegular readers know that I think a big part of retirement stewardship is having plans and documentation in place so that things go as well as we have hoped and prayed for after we’re gone, especially for our spouse should … Read more
- Retirement Stewardship: Election Edition 2024by cjcagleIf you spend much time listening to their political ads, you’ll hear the two presidential candidates saying basically the same thing: “Your financial well-being will be hurt by (insert candidate name here ) if you vote for them because they … Read more
- The “Game” of Retirement Stewardshipby cjcagleIn a previous article, I talked about saving for retirement and the need to focus on expenses, especially for those with less savings. The challenge is that many unknowns exist on both sides of the income/expenses equation. Even if we … Read more
- Are Christians Saving Too Little For Retirement?by cjcagleIt’s common for Christians to receive advice cautioning them about saving too much for retirement. Such advice is typically well-meaning and based on legitimate concerns founded on biblical teachings on fear, greed, contentment, and generosity. However, as with many aspects … Read more
- Opportunity Costs and Retirement Decisionsby cjcagleRegular readers know that I sometimes reflect on an interaction I’ve had with an individual or couple in the context of financial counseling/coaching and the broader implications of the subject or issue(s) being discussed to retirement stewardship in general. I … Read more