Before I had heard of David McKnight and his books or read his most recent, The Guru Gap, I read a paper by Professor James J. Choi from Yale University titled Popular Personal Financial Advice versus the Professors. I first … Read more

I don’t often write about these kinds of topics. But if you are near or in retirement, as I am, you know you are in the final third or quarter of your life. If you trust Jesus’ atoning death and … Read more

A friend’s wife texted me a while back asking about “Paze.” I hadn’t heard of it then, even though, as I’ll explain later, I practically “invented” it many years ago—well, not really, but kinda-sorta (well, you’ll see). It sounded like … Read more

When most people think about retirement planning, they picture calculators, spreadsheets, and savings goals. But for Christians, retirement is more than a financial target—it’s a new and hopeful life season calling for wisdom, faith, humility, and intentional stewardship. So, what … Read more

Trump’s tariffs are very much in the news right now. While the downsides of tariffs often get more attention, rightly so due to their broad and frequently unintended consequences, there are potential benefits, at least in theory. That said, lots … Read more

Well, it’s baaaaack…and you know what: stock market volatility. And it came back with a vengeance a few weeks ago, moderating some in recent days. Presidential administration transitions ordinarily create uncertainty and instability, but wars, tariffs, and deportations are stirring … Read more

The Dictionary of Bible Themes defines worry as “A sense of uneasiness and anxiety about the future. Scripture indicates that such anxiety is ultimately grounded in a lack of trust in God and his purposes.” Perhaps because worry tends to … Read more

Generally speaking, there are two “camps” (or schools of thought) for investing for and creating an income stream in retirement. The first could be called the “probability-based approach,” and the second the “safety-first approach.” These “camps” share some things in … Read more

I had a little fun with the title because this is a “heavy” subject, and I wanted to lighten things up a little. And while we’re at it, what in the world is Moses wearing; it looks like a costume. … Read more

I’ve written previously about withdrawing from my Traditional IRA to help fund our retirement. I’ve also described how I started making Qualified Charitable Distributions (QCDs) in early 2023 after I turned 70 1/2. In a recent article, I explained how … Read more

I am excited to share a new project I just went “live” with: NextGenSteward, a Substack targeted at young Christian adults. (Substack is a popular publishing and newsletter creation platform that makes setting up a site like this one very easy … Read more

There are many retirement financial milestones to pay attention to: your penalty-free early distribution age from an IRA (59/12), eligibility for Social Security (early filer at 62 and full retirement age at 66–67), Medicare eligibility (age 65, for most), and … Read more