To Ladder or Not to Ladder?
In the last two articles, I discussed …
Individual Bonds or Bond Funds?
Suppose you've decided to keep a portion …
The Secure Act 2.0 May Have Passed While You Weren't Looking
The Secure Act 2.0 was finally passed as …
Do Bonds Still Belong in a Retiree's Portfolio?
An important preliminary note: Given …
Looking Forward to Making Qualified Charitable Distributions (QCDs)
Now that I've reached age 70, I'm …
The Four Paths of Retirement
I recently read an interesting study on …
Thinking (But Not Too Concerned) About RMDs
If you read much about retirement …
How Sequence Of Returns Affects Your Retirement
I have written about the significant …
Beware the Free Steak Dinner and Financial Advice Retirement Seminar
I recently received another one: an …
Responding to "Epochal Change"
If you believe, as I do, that we're …
Are We Experiencing "Epochal Change"?
I recently came across the phrase …
Does Cryptocurrency Belong in Your Retirement Portfolio?
Like millions of others, I watched the …
A Challenging Time for Retirement Investors
(Note: We all have our eyes, hearts, and …
Retirement Account Rollovers and Transfers—You've Got to get it Right (Part Two)
This article is the second of two about …
Don't Gamble Away Your Retirement Savings
For many people, the end of one year and …
My Year-End Retirement Stewardship Review and Planning Routine
I'm occasionally asked how I manage my …
Will Your Social Security Benefits be Taxed (and if so, how much)?
Most don't think too much about income …
Do Advisor and Investment Fees Really Matter?
A Dave Ramsey (Ramsey …
Minimizing Regret in Retirement
Regret. Webster defines it as "Feeling …
Should You Purchase an Indexed or Variable Annuity?
This is a follow-up to my last article …
What To Do If You're Already In Retirement But Without Enough Income
My newest book, Redeeming Retirement: A …
Better Retirement Investments Than Money
Since my last post, I've done …
The New Administration and Your Retirement Stewardship: Part 2
This article is the second about the …
The New Administration and Retirement Stewardship: Part 1
As you know, I don't "get political" on …
The "Cash Bucket Strategy": Issues and Alternatives
This article is the second in a …
The Coronavirus Pandemic and the "Cash Bucket Strategy"
The coronavirus pandemic and …
Retirement Stewardship During Extremely Low Interest Rates
The COVID-19 pandemic has created some …
Announcing My New Book: "The Minister's Retirement"
I am very excited to announce that my …
The Growing Federal Debt and Your Investments
With the COVID-19 pandemic came …
Out of the Stock Market? Now What?
For older workers starting to think …
Redeeming Stewardship Failures
Financial crises have a way of revealing …
Retirement Stewardship Q&As During This Time of Coronavirus
A lot has changed in the social and …
What Should Wise Retirement Stewards Do Now?
It's honestly hard to know what to write …
Pandemics, Market Crashes, and Retirement Stewardship
Note: Because of extreme volatility, the …
Should Whole Life Insurance Be Part Of Your Retirement Plan (Part 1)?
A reader recently asked me to take a …
Stock Market Volatility and "The Prudent Man Rule"
In case you haven't noticed, after a …
Should I Include Annuities in my Retirement Plan (Part 3)?
In this, the third and final article in …
Should I Include Annuities in my Retirement Plan (Part 2)?
In my last article, I looked at …
Should I Include Annuities in my Retirement Plan (Part 1)?
I recently helped a friend evaluate an …
5 Ways Congress May Make it Easier to Plan for Retirement
As a reader of this blog, you know that …
12 "Hard Truths" For Graduates to Help Them Not Be Broke
I occasionally get the opportunity to …
All You Need to Know About Personal Finance on a 3 x 5 Inch Index Card – Really?
A few years ago, a University of Chicago …
My Stewardship Practices – Part Two: Saving, Investing, and Protecting
In this second of two articles on my …
So You Want to be an "Everyday Millionaire"?
Author and speaker Chris Hogan, who is …
Some Thoughts on "Key Retirement Planning Birthday Milestones"
A friend recently sent me this link to a …
New Year Retirement Stewardship 10-Point Check-Up
Happy New Year! Planning is a wise part …
Reflections and Lessons from 40 Years of Stewardship
As I shared in a previous article, I …
5 Ways to Prepare for the Next Big Correction (or Recession)
In our last article, we looked at …
10 Years Later: 5 Stewardship Lessons from the "Great Recession"
This month could be considered the ten …
What Can You Do When An Elderly Parent Is Running Out Of Money?
I recently was asked an interesting …
Investing for Retirement – Part Three
In Investing for Retirement – Parts One …
Investing for Retirement – Part Two
This is the second article in a …
Investing for Retirement – Part One
If you have followed this blog for very …
Roth IRAs, Roth Conversions, and the New Tax Law
One of the ways we practice wise …
The New Tax Law and Retirement Stewardship
You know the old saying, "The only …
7 Hard Truths About Retirement
I was recently reading an article in …
Financial Advisors – Part 3: How to Choose One
This article is the third and final one …
Financial Advisors – Part 2: How They're Paid
In the last article, I discussed the …
Financial Advisors – Part 1: What They Do
My next three posts will be about …
Inflation: A Quiet Threat to Retirement Stewardship
I remember when I was a teenager and …
Biblical Traits of a Successful Investor
The subtitle of this blog is, "save …
The Most Important Thing to do in Your 20s and 30s to Retire With Dignity
On this blog, I provide a checklist of …
Annuities and Retirement Stewardship – Part 2
In my last article on annuities, I …
Annuities and Retirement Stewardship – Part 1
As a financial coach, I often work with …
Your Four Most Important Financial Decisions – #4: Saving and Investing
This is the third and final article in a …
Should Your Financial Planner/Adviser/Broker be a "Fiduciary"?
In this article I assume that you either …
What Should You Do About Stock Market Volatility?
One day stocks are up, another day they …
Things You Can Do To Pursue Financial Simplicity in 2016 and Beyond
I've been thinking about what would be …
Retirement Stewardship in your 20s
If you're in your 20s and perhaps just …