My “Bucket Strategy”

I think many retirees, especially those with fewer savings, should strongly consider the “cash bucket with income floor” strategy that I discussed in the last article. If you have a pension or annuity income, or cash value in a permanent life insurance product, in combination with Social Security, then you already have an “income floor.” … Read more

The “Cash Bucket Strategy”: Issues and Alternatives

This article is the second in a three-part series on the “Bucket Strategy.” The bucket strategy is a good one, but it’s not perfect. I have been using a version of the bucket strategy since I retired in 2018, structured in what I would call a “strategic growth and income” portfolio. Overall, I still think … Read more