- Financial Gurus vs. Economics Professorsby cjcagleBefore I had heard of David McKnight and his books or read his most recent, The Guru Gap, I read a paper by Professor James J. Choi from … Read more
- Ever Wonder What They’ll Say About You When You’re Gone?by cjcagleI don’t often write about these kinds of topics. But if you are near or in retirement, as I am, you know you are in the final third … Read more
- Understanding PayPal, Venmo, Zelle—and Now Paze (and How I “Invented” It!)by cjcagleA friend’s wife texted me a while back asking about “Paze.” I hadn’t heard of it then, even though, as I’ll explain later, I practically “invented” it many … Read more
- John Piper’s Framework for a Biblically Informed Retirement Planby cjcagleWhen most people think about retirement planning, they picture calculators, spreadsheets, and savings goals. But for Christians, retirement is more than a financial target—it’s a new and hopeful … Read more
- Trump’s Tariffs: What They Are, What They Aren’t, and Why It Matters to Retireesby cjcagleTrump’s tariffs are very much in the news right now. While the downsides of tariffs often get more attention, rightly so due to their broad and frequently unintended … Read more
- What Kind of Returns Do You Actually Need in Retirement?by cjcagleWell, it’s baaaaack…and you know what: stock market volatility. And it came back with a vengeance a few weeks ago, moderating some in recent days. Presidential administration transitions … Read more
- 25 Things Retirees Tend To Worry About (But May Not Need To)by cjcagleThe Dictionary of Bible Themes defines worry as “A sense of uneasiness and anxiety about the future. Scripture indicates that such anxiety is ultimately grounded in a lack … Read more
- My Thoughts on “The Guru Gap”by cjcagleGenerally speaking, there are two “camps” (or schools of thought) for investing for and creating an income stream in retirement. The first could be called the “probability-based approach,” … Read more
- Numbering Our Days: Moses, Stewardship, and Actuarial Life Tablets (I Mean Tables)by cjcagleI had a little fun with the title because this is a “heavy” subject, and I wanted to lighten things up a little. And while we’re at it, … Read more
- My RMD Withdrawals, QCDs, and Tax Withholding in 2025by cjcagleI’ve written previously about withdrawing from my Traditional IRA to help fund our retirement. I’ve also described how I started making Qualified Charitable Distributions (QCDs) in early 2023 … Read more