cjcagle One of the ways we practice wise retirement stewardship is by making good use of the tax-advantaged savings plans at our disposal. Tax-deferral is a gift of God’s common grace that we can all take advantage of here in the U.S. (Psalm 145:9). As our savings earn interest and dividends and increase in value, we … Read more
I recently did a series of articles describing a simple process for deciding whether you can retire – from a financial perspective. One possible outcome is that you can’t, at least not yet. But even if you can, there is another dimension to consider before pulling the trigger: should you retire? The financial aspects are … Read more
I can almost hear the gasps. “What is going on here!? He’s always harping on the need to save something for retirement; now he’s going to tell us we shouldn’t?” The fact is that most people probably aren’t saving as much as they should for retirement. Lots of recent studies bear that out. And if … Read more
The church that I belong to is going through a pastoral transition this year. That’s because our senior pastor, who is also a good friend, is in the process of turning over the leadership of the church to the younger pastors on staff. He isn’t retiring as he still has a significant role in our … Read more
In the last two articles, to help you answer the “Can I retire?” question, I went over an approach for calculating your essential living expenses and for determining whether you will have enough income from “guaranteed” sources to cover them. I also looked at what you could do regarding withdrawals from “non-guaranteed” sources, such as … Read more
In the first article in this three-part series on financial planning for retirement, I introduced an approach for answering the all-important question, “Can I retire?” The article focused on the first step: Calculating your essential living expenses in retirement. In this article, I am going to discuss the second major phase of the process: Identifying … Read more
Sooner or later, most of us will ask ourselves this question: “Can I retire?” Perhaps because of an unexpected layoff, a health issue, age, or some other factor, we will need to come up with an answer. No matter what the reason or when you decide to retire, you will need to have some idea of … Read more
2018 is here and the beginning of a new year is when a lot of people do some planning, and perhaps make a resolution or two. If you are five or ten years from retirement, you may be increasingly focused on that. Since my wife and I both reach “full retirement age” as defined by … Read more
We are starting a new year. 2017 was a good one for retirementstewardship.com. We were able to stay on pace publishing an article about every two weeks, and also added a lot of new subscribers. So, first and foremost, I want to express my gratitude to every one of you who are subscribers and regular … Read more
