cjcagle You know the old saying, “The only things that are certain in life are death and taxes.” Yes, taxes are a reality – before, during, and even after retirement. But honestly, I don’t think or worry too much about taxes until tax time. Then I download a copy of TurboTax and go to work. My … Read more
Most of us will see a change in our financial situation in retirement. Instead of earning an income from work, we will start receiving income from other sources such as Social Security, pensions and/or annuities, and possibly withdrawals from our retirement savings accounts. Since our income sources will change in retirement, in what ways should … Read more
I was recently reading an article in Forbes magazine titled, “Can You Handle the Truth About Retirement?” It was enlightening but frankly also a little depressing. The author lists things like, “after you retire, the only guarantee is that you will die” (a true statement, but just a tad morbid, I think); “problems don’t go … Read more
The Thanksgiving holiday is almost here. Have you noticed that each year Thanksgiving seems to be more and more about “Black Friday” than Thanksgiving itself? It’s sad to think that, for many, getting a good deal on more “stuff” is at least as important as being grateful for what they already have. Besides, most of … Read more
This article is the third and final one in my series about Financial Advisors. If you read the first two, you hopefully have a better understanding of what advisors do, where they do it, and how they are compensated. So in this article I am going to cut to the chase: Do you need an … Read more
In the last article, I discussed the different types of financial advisors and the various settings they work in. In this article, I go into how financial advisors are compensated and what that means to you, should you choose to work with one. In the third and final article in this series, I will discuss … Read more
My next three posts will be about financial advisors. I know what you’re thinking: Oh, fun…another blogger is going to bash my friendly broker or insurance guy. Well, I’m not out to malign anyone, but I do want you to be on guard against the very small percentage of advisors who are greedy and unethical … Read more
The articles on this blog approach the subject of retirement from a biblical stewardship perspective. That view, which I believe is supported in Scripture, is that everything we have – our time, talents, and treasure – belong to God and we are to manage them all for His glory, in all the seasons of our … Read more
I remember when I was a teenager and could buy a gallon of gas for less than 50 cents. (I think I remember paying 35 cents at a Hess station near my home.) That may surprise you, but consider that the minimum wage at the time was around $1.50/hour. Now, in NC where I live, … Read more
